NetClaim Solutions
Effective Date: July 13, 2026

1. Acceptance of Terms

Welcome to the NetClaim Solutions website (“NetClaim,” “we,” “us,” “our,” or the “Company”).

By accessing or using this website, including any portal, form, informational resource, or related functionality (collectively, the “Site”), you agree to comply with and be bound by these Terms and Conditions of Use.

If you do not agree with these terms, you must refrain from using the Site.

2. Purpose of the Site

The purpose of the Site is to provide information about NetClaim Solutions, our services, programs, resources, platforms, and tools available to clients, providers, and other stakeholders.

The content published on this Site is for informational purposes only and does not constitute legal, medical, financial, or professional advice.

3. Intellectual Property

All content available on this Site, including but not limited to:

• Trademarks
• Logos
• Trade names
• Text
• Photographs
• Videos
• Graphic design
• Databases
• Software
• Downloadable materials

is the property of NetClaim Solutions or its licensors and is protected by applicable intellectual property laws.

Nothing contained on this Site grants any user rights to such materials, except for personal and informational use.

4. Permitted Use

You agree to use this Site solely for lawful purposes and in compliance with applicable laws.

You may:

• Access and browse the Site’s content.
• Use available resources for authorized personal or professional purposes.
• Communicate with NetClaim Solutions through the official channels provided.

5. Prohibited Activities

The following activities are strictly prohibited:

• Copying, reproducing, distributing, or modifying Site content without prior authorization.
• Using the Site for fraudulent or unlawful activities.
• Attempting unauthorized access to systems, databases, or networks.
• Introducing viruses, malware, or other malicious code.
• Performing data mining, automated data extraction, or web scraping.
• Interfering with the normal operation of the Site.
• Using the Site for unauthorized advertising or commercial purposes.

NetClaim Solutions may restrict or terminate access for any user who violates these provisions.

6. Accounts and Portal Access

Certain functionalities may require registration or authentication through access credentials.

The user agrees that:

• They are responsible for maintaining the confidentiality of their credentials.
• All information provided will be accurate and up to date.
• They will immediately notify NetClaim Solutions of any unauthorized use of their account.

NetClaim Solutions may suspend or terminate access when it determines that misuse, suspicious activity, or violations of these Terms have occurred.

7. Provider Portal

Authorized users of the Provider Portal must use the platform exclusively for purposes related to services authorized by NetClaim Solutions.

Information obtained through the Portal:

• Is confidential.
• May not be disclosed to third parties without authorization.
• Must be used solely for legitimate purposes related to the provision of services.

Unauthorized access or misuse of such information may result in immediate termination of access and applicable legal action.

8. Accuracy of Content

Although reasonable efforts are made to keep information current and accurate, NetClaim does not guarantee that all Site content is free of errors, omissions, or interruptions.

Information may be modified or updated at any time without prior notice.

9. Links to Third-Party Websites

The Site may contain links to third-party websites.

NetClaim does not control and is not responsible for the content, availability, privacy policies, or practices of such external websites.

Accessing these links is solely the responsibility of the user.

10. Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis.

NetClaim makes no express or implied warranties regarding:

• Continuous availability of the Site.
• Absence of technical errors.
• Compatibility with specific devices or browsers.
• Absolute accuracy of the published content.

11. Limitation of Liability

To the fullest extent permitted by law, NetClaim Solutions, its directors, officers, employees, affiliates, and representatives shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of, or inability to use, the Site.

This includes, without limitation:

• Loss of data.
• Service interruptions.
• System errors.
• Unauthorized access.
• Damages related to cyberattacks or technological failures.

12. Indemnification

You agree to indemnify and hold harmless NetClaim Solutions, its employees, officers, affiliates, and representatives from any claim, loss, damage, liability, cost, or expense (including reasonable attorneys’ fees) related to:

• Your use of the Site.
• Your violation of these Terms and Conditions.
• The infringement of any third-party rights.

13. Legal and Regulatory Compliance

Users must use the Site in accordance with applicable laws and regulations.

Nothing contained in this Site shall be construed as a waiver of the legal rights and obligations of NetClaim Solutions or its users.

14. Severability

If any provision of these Terms and Conditions is determined to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

15. Modifications

NetClaim Solutions may modify these Terms and Conditions at any time.

Changes shall become effective upon posting on the Site.

Continued use of the Site following the publication of changes constitutes acceptance of such changes.

16. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Puerto Rico and applicable federal laws of the United States.

17. Contact Information

Compliance Department
NetClaim Solutions
636 San Patricio Avenue
San Juan, Puerto Rico 00920

Phone: (787) 774-0606
Email: [email protected]